# LENDING

Lenders discover and supply liquidity to **UBKLiquidityPool** contracts, to earn structurally non-negative, market-driven yield.

Lender yield is generated by fixed-rate, term-bound loans to overcollateralized borrowers.

Lenders can withdraw their funds including accrued interest from a **UBKLiquidityPool** contract at any time, subject only to available liquidity.

When borrowing demand increases, lenders earn higher returns.

<figure><img src="/files/KVJC9Yz78hFojWKnE14V" alt=""><figcaption></figcaption></figure>


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