# REPAYMENTS

A borrower with a loan position in some **UBKLiquidityPool** may repay that obligation at any time. This holds true regardless of maturity status.

Borrowers can repay their debt by either :

* Providing the same token they borrowed to the pool.
* Exchanging a portion of their collateral for an equivalent amount of pool tokens.

Note: If using the second option, user collateral will be valued by an open-source **UBKOracle** exposed by **UBKServiceRegistry** and transferred from **UBKCollateralVault**.

<figure><img src="/files/h63x5Erlx6hcxJQZvyx4" alt=""><figcaption></figcaption></figure>

<figure><img src="/files/OrDbfJAYal14MEOdUJ7v" alt=""><figcaption></figcaption></figure>


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